Book Title: Financial Self-Defense
Authors: Charles J. Givens
Abstract:
Financial Self-Defense is built around 186 Attack and Defense Strategies that present every possible contingency involved in financial planning. According to Givens, you have three choices:
(1) become either a spectator who never gets started on financial dreams,
(2) an amateur who applies only a few of the strategies, but who passes him/herself off as an expert, or
(3) a pro, by making a total commitment to maximize all the options presented.The only expenses larger than buying a car are income taxes and home ownership. But, unlike a home, the automobile is always a loss-never an investment. The objective is to minimize that loss by never buying a car that is newer than two or two and a half years old, by buying from an individual rather than a dealer, and by using the NADA Official Used Car Guide rather than the dealer’s Blue Book.
Of the three kinds of life insurance (whole life, universal life, and term), term insurance is always the best of the three-it provides the maximum protection for the minimum premium.
You can determine the exact amount of insurance needed by using the Life InsuranceIncome Replacement Chart. Once this calculation has been made, the Insurance Clearinghouse can help you locate the right "A" rated company with the lowest premiums.Of greater consideration than premium costs is dependability.
Always buy from a company rated "A" or above that is a health insurance leader. The Charles J. Givens Insurance Clearinghouse can help you find the best individual policies at low group rates. No one can build wealth until his or her taxes are under control. You can create thousands of dollars worth of deductions with a plan that includes:Essentially, Financial Self-Defense provides some valuable money-saving advice, shows you potential savings worth thousands of dollars, and presents a sound approach to financial planning.
Abstract:
Financial Self-Defense is built around 186 Attack and Defense Strategies that present every possible contingency involved in financial planning. According to Givens, you have three choices:
(1) become either a spectator who never gets started on financial dreams,
(2) an amateur who applies only a few of the strategies, but who passes him/herself off as an expert, or
(3) a pro, by making a total commitment to maximize all the options presented.The only expenses larger than buying a car are income taxes and home ownership. But, unlike a home, the automobile is always a loss-never an investment. The objective is to minimize that loss by never buying a car that is newer than two or two and a half years old, by buying from an individual rather than a dealer, and by using the NADA Official Used Car Guide rather than the dealer’s Blue Book.
Of the three kinds of life insurance (whole life, universal life, and term), term insurance is always the best of the three-it provides the maximum protection for the minimum premium.
You can determine the exact amount of insurance needed by using the Life InsuranceIncome Replacement Chart. Once this calculation has been made, the Insurance Clearinghouse can help you locate the right "A" rated company with the lowest premiums.Of greater consideration than premium costs is dependability.
Always buy from a company rated "A" or above that is a health insurance leader. The Charles J. Givens Insurance Clearinghouse can help you find the best individual policies at low group rates. No one can build wealth until his or her taxes are under control. You can create thousands of dollars worth of deductions with a plan that includes:Essentially, Financial Self-Defense provides some valuable money-saving advice, shows you potential savings worth thousands of dollars, and presents a sound approach to financial planning.
